Last updated: February 12, 2026

Overview

Settlo is designed to help you track debt details on your device. Settlo does not require an account, and your debt records are not uploaded to external servers.

Data storage

• Debt details are stored locally on your device.
• Settlo does not require account sign-in.
• Settlo does not upload your debt records to external servers.

Notifications

If you enable reminders:

• Reminder schedules are generated on-device using your saved debt due dates.
• You can disable reminders at any time in the app’s Settings.

Analytics and tracking

Settlo does not use third-party analytics SDKs or ad tracking technologies.

Your controls

You can:

• Export your debt data as CSV.
• Delete all stored data directly from the Data section in Settings.

Changes to this policy

If this policy changes, the “Last updated” date at the top of this page will be updated.

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